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Thursday, November 30, 2017 - NEW MORTGAGE QUALIFICATION RULES

Qualifying for a mortgage has never been a breeze and it?s about to get much harder. In mid-October, the federal government announced changes to mortgage qualification rules and a more stringent ?stress test? for uninsured mortgages for those with a 20 per cent or higher down payment. The biggest impact these changes will have is on purchasing power and housing affordability. Rate Hub, a rate comparison website, looked at two different financial scenarios to compared what a family could afford ... Full Article...
posted in General at Thu, 30 Nov 2017 07:31:53 -0700

Friday, November 24, 2017 - FALL BACK TO GOOD HABITS: HEALTH FOR YOU AND YOUR HOME

Bustling winds, rainy days, and stormy nights are now solidly upon us with few hints left of warmer times left. Do not despair, with the shift of seasons comes a chance for change for both you and your home. Take the right steps for you and your family to be happy and well.  Air quality Spring-cleaning is an old adage but don?t wait till next year. Now is the time to vacuum, dust and sweep up dust bunnies and cobwebs. Thoroughly check for moisture spots and moulds?certain strains, like black ... Full Article...
posted in General at Fri, 24 Nov 2017 05:44:06 -0700

Wednesday, November 15, 2017 - November - Edmonton Market Update

posted in General at Wed, 15 Nov 2017 07:29:09 -0700

Wednesday, November 8, 2017 - Stylish floor lamp design ideas

Floor lamps are essential not only for its function but also for creating a statement or design element in your living room. Here are just some stylish floor lamps to decorate your home.  
posted in General at Wed, 08 Nov 2017 07:37:48 -0700

Thursday, November 2, 2017 - Bank of Canada's interest rate spike: What does it means for homeowners with mortgages?

The Bank of Canada hiked interest rates twice this summer and the increases come at a time when many Canadians are struggling to pay off debt. First, in July, the bank announced a raise from 0.5 to 0.75 per cent and then, at the beginning of September, hiked rates again to a full one percentage point. A report by TransUnion last year estimated that if interest rates were raised by one percentage point, 700,000 Canadian households would face serious financial ramifications. Those most affected ... Full Article...
posted in General at Thu, 02 Nov 2017 08:37:12 -0600

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